ABOUT JASON SPRIGGS

My life journey to becoming a financial coach began as a child.  I quickly learned that hard work, such as collecting aluminum cans or raking the leaves in the yards around the block, would result in extra cash to spend on baseball cards and comic books.  As the years passed and I continued with this entrepreneurial spirit, I failed to learn one important thing.  That saving your hard-earned money was just as important as making it.

Money management skills were not something that was discussed in my family.  Later, I learned that my parents had to sacrifice to pay the everyday bills.  My dad was a world-traveling businessman, and my mom was a nurse.  They did an excellent job shielding me and my sisters from money problems.  As a father of 3 children, my wife and I have taken the approach that exposing them to some of our struggles with money is healthy.

After graduating with a degree in business management and marrying shortly after, my income and expenses steadily increased.  It wasn't until the children came and childcare costs hit us that we came to our first major financial crossroads.  Not only this, but my wife, Lauren, was working a very demanding job as a special ed teacher, and she knew she wasn't giving her best self to her family.  It was at this point we made the decision to become a one-income family.

Shortly after this time, I learned that creating a budget was necessary since I was stressed out and emotionally exhausted trying to figure out how to live on one income.  Over the following years, I continued to sharpen my financial skills on budgeting and investing.  I read numerous books and even attended a popular in-person personal finance class.  The anxiety I felt about saving for my children's college was gone!  I had successfully implemented a college savings plan!

My confidence in money management skills continues to grow.  With a budget in place, I increased my savings and investment portfolio.  My curiosity in the personal finance realm continued to take hold of me.  I soon realized that I genuinely enjoyed learning about and practicing these skills.  Ultimately, this led me to talk about investing and personal finances to my colleagues at work.  It wasn't long after they began asking me questions and opening up about their finances.  These conversations were often the highlight of my work day, and I began to wonder if there was a way I could have these conversations more often.

It was in 2019 that my dad's health began to deteriorate.  While my mom and sisters were managing the care of my dad, I felt compelled to start the tedious process of navigating their finances and investments.  During this investigation, I uncovered a few things that required me to act swiftly.  We hired a new financial advisor and found an estate lawyer and CPA.  While reading estate management books, I quickly learned that it's best to surround yourself with knowledgeable professionals.  The steps I implemented during this time are still in effect today!  Due to these actions my mom has seen a significant positive impact to her investment portfolio and the overall organization of her finances.      

After my dad's passing in 2021, I felt a calling to transition my career from a buyer in oil and gas to a financial advisor.  This path was right for me, and I began studying for the Securities Industry Essentials (SIE) exam.  Passing this exam was the first step before taking the Series 6 and 7 and becoming a financial advisor.  Nearing the completion of preparing to take this exam, I realized that becoming a financial advisor was not for me.  Going down the financial advisor path would box me in, especially with all of the governmental oversight, and I wanted something else.   

Sometimes, the most obvious things are staring right at you, but it takes someone else to point them out.  Thankfully, that person for me was my wife, Lauren.  She could see my passion for personal finance and suggested I become a financial coach.  The thought of becoming a financial coach was something I had never imagined.  It felt so right!  With my diverse experience in creating budgets, implementing saving strategies, living the family life, being a successful entrepreneur, and handling a wide range of family estate issues, I was destined for success!